Start Saving
Start Saving
3-D Secure will lower your chargeback ratio and save you 15-30 bps on consumer reward cards! To get started with a risk-free trial please fill out the form below and a sales representative will be in touch. We are currently offering all of our new merchants a complimentary integration.
3-D Secure will lower your chargeback ratio and save you 15-30 bps on consumer reward cards! To get started with a risk-free trial please fill out the form below and a sales representative will be in touch. We are currently offering all of our new merchants a complimentary integration.
Current events, industry updates, and on-goings in the payment
space all from the perspective of a 3DS enthusiast!
Current events, industry updates, and on-goings in the payment
space all from the perspective of a 3DS enthusiast!
Frictionless payment authentication
Frictionless payment authentication
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
Contact
We're here to answer your questions. Please fill out the contact form and we'll make sure
to connect you with the right person on our team.
How Works
We've designed a product line to quickly and easily offer merchants all the benefits of 3-D Secure without the shortcomings that typically come along with it. 3-DS is a network level protocol that was created by Visa and Mastercard to protect merchants from fraud.
Because no fraud is friendly
Shifting liability. Shielding merchants.
PAAY is the safest way to sell online. EMV 3DS is unlike any other fraud prevention tool because it protects merchants from friendly fraud.
Running an online business has plenty of challenges and we believe getting paid shouldn't be one of them. It's hard enough to make sales online, let alone lose them to fraudulent chargebacks. PAAY's solution is simple, secure, and easy to integrate.
Benefits include:
Increase authorizations
Chargeback liability shift - Off the merchant account, onto the issuing bank
No false declines - All transactions go through as normal
Subscription merchants are protected on the first transaction and first re-bill
100% Frictionless - Does not interrupt the customer experience at checkout
PSD2/SCA Compliance
Integrations
For merchants, integration options include a JavaScript SDK and a customizable API.
We also offer a unique Browser-MOTO hybrid solution.
Partner Platform
PAAY's platform allows ISO's, processors, gateways, CRM's and fraud prevention companies to quickly and easily offer merchants a frictionless version of EMV 3DS. Whether you're looking at integrating PAAY directly into your CRM, or if you simply would like to provide PAAY to a few select merchants - our customer success team will get you set up.
As a reseller, you'll receive access to our dashboard, support with integrations on a per merchant basis, and sales training.
