Designed for Merchants
PAAY's EMV 3DS is unlike any other fraud prevention tool because it protects merchants from friendly fraud. In concert with Visa, MasterCard, American Express, and Discover PAAY has built a simple, secure, and seamless EMV 3DS solution to protect eCommerce retailers from friendly fraud (also known as chargeback fraud) and increase authorization rates. Benefits of using PAAYs EMV 3DS solution include:
Increase authorizations
Chargeback liability shift - Off the merchant account, onto the issuing bank
No false declines - All transactions go through as normal
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Subscription merchants are protected on the first transaction and first re-bill
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100% Frictionless - Does not interrupt the customer experience at checkout
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PSD2/SCA Compliance
Integrations
For merchants, integration options include a JavaScript SDK and a customizable API.
We also offer a unique Browser-MOTO hybrid solution.
Partner Platform
PAAY's platform allows ISO's, processors, gateways, CRM's and fraud prevention companies to quickly and easily offer merchants a frictionless version of EMV 3DS. Whether you're looking at integrating PAAY directly into your CRM, or if you simply would like to provide PAAY to a few select merchants - our customer success team will get you set up.
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As a reseller, you'll receive access to our dashboard, support with integrations on a per merchant basis, and sales training.
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