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The Safest Way
to Sell Online

Authenticating Every Purchase. Every Time.

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Increase Acceptance Rates
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Eliminate Chargebacks
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Be PSD2 Compliant
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Consumer Authentication:
It PAAYs

Millions of purchases are made around the world every minute. All it takes is a click or a tap, and in that millisecond of a purchase, lives PAAY.

It’s hard enough to make sales online, let alone lose them to fraudulent chargebacks or false declines. As a certified provider of EMV 3-D Secure, we authenticate buyers to protect purchases for merchants. Our mission is to give merchants back choice and control of their destiny.

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Certified By —

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PAAY Puts EMV 3DS to Work for You
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  • Optimized For Multiple Payment Environments
  • Protect purchases made via web, mobile, and call centers. 

  • No Interruption To Your Customer's Checkout Experience
  • Authentication happens behind the scenes, unseen by the cardholder 

  • Set It And Forget It
  • Let our javascript SDK do all the heavy lifting 

  • Cloud Based
  • No outbound calls needed, and deployed locally to eliminate lag time. 
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Our Partnership Program makes it easy for Payment Service Providers to offer a simple, secure, and seamless EMV 3DS solution.

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