PAAY
Sandbox

Live 3DS Authentication Demo

This is a real EMV 3D Secure authentication flow. Enter card details on the left, and watch the authentication unfold step-by-step on the right. The demo shows exactly what happens behind the scenes when PAAY authenticates a transaction.

Frictionless= approved instantly, no extra steps
Challenge= cardholder verifies with their bank
Bothprovide full liability shift

Order Summary

PAAY 3DS Demo

Amount

$99.00

Sandbox mode. Select a test card from the dropdown. No real charges.

Behind the Scenes

What happens during 3DS authentication

Enter card details and click authenticate to begin

Invisible to shoppers in a real checkout