PAAY and Payway Partner to Deliver 3DS Authentication for Enterprise Merchants

We are pleased to announce a partnership between PAAY and Payway, a trusted name in payment processing for enterprise and mid-market merchants. This collaboration integrates PAAY's EMV 3D Secure authentication into Payway's payment platform, providing enterprise merchants with a powerful tool to combat card-not-present fraud.

About Payway

Payway has been a leader in payment processing, serving enterprise merchants with reliable, scalable solutions. Their platform handles complex payment needs including recurring billing, multi-currency processing, and advanced reporting — making them a trusted partner for businesses that demand high-performance payment infrastructure.

Why This Partnership Matters

Enterprise merchants face unique fraud challenges. High transaction volumes, diverse customer bases, and complex checkout flows create opportunities for both third-party fraud and friendly fraud. By integrating PAAY's 3DS authentication directly into Payway's platform, enterprise merchants gain:

• Scalable authentication that handles enterprise transaction volumes without latency
• 150+ data points sent to issuers for risk-based authentication decisions
• Fraud liability protection through 3DS liability shift on authenticated transactions
• Reduced chargeback ratios to maintain healthy merchant account standing

Protecting Enterprise Revenue

For enterprise merchants, chargebacks are not just a line-item expense — they threaten processing relationships, trigger monitoring program scrutiny, and erode margins at scale. PAAY's 3DS authentication addresses this by verifying cardholders at the point of sale, preventing fraudulent transactions from completing, and shifting fraud liability to the card issuer.

Payway merchants interested in enabling 3DS authentication can reach out to our team to get started.